Stop Filling Forms. Just Text Your Expenses.
Track UPI payments, voice notes and receipts directly inside Telegram — in Malayalam, Manglish or English.
Category: 🍔 Food
Method: UPI · HDFC
Today's total: ₹470
Works seamlessly with the payment ecosystem you already use
Three ways to log. Zero forms.
Use whichever input feels natural in the moment.
Screenshot / Receipt OCR
Send a GPay, PhonePe, card slip or invoice screenshot. AI extracts the amount, merchant, date and transaction details.
Voice Notes
Speak naturally. Malayalam, Manglish or English. No need to type while you're travelling or busy.
Natural Chat
Type expenses exactly as you think about them. No menus. No forms. No complicated input screens.
Your language. Your money.
Expense tracking shouldn't force you to think like a spreadsheet. Tell the bot what you spent — the way you'd tell a friend.
Chat with your expense tracker.
Tap an action below to watch how Machu Expense AI processes inputs in real-time.
Your financial co-pilot.
Smart Auto-Categorization
Automatically identify categories, banks and payment methods.
Pace Alerts
Know you're overspending before the month ends.
Pinned Balance
Keep your current spending picture inside Telegram.
Weekly Digest
Get a simple snapshot of your spending habits.
Subscription Tracker
Keep recurring payments visible before they hit your account.
CSV Export
Your data stays portable. Export whenever you want.
Private Ledger
Built with privacy and data ownership at the center.
Command your finances.
Simple commands when you need more control.
/start
/budget
/report
/subs
/export
/lang
Your money data belongs to you.
Machu Expense AI is designed around privacy, secure storage and data portability.
Developed by Machu Digital · machudigital.com
Frequently asked.
No. Machu Expense AI works directly inside Telegram. Open the bot, start it and begin sending expenses.
Your expense ledger is designed as a private cloud ledger with encrypted data handling and no advertising-based tracking.
Yes. The experience is designed around Malayalam, Manglish and English conversations, including natural voice notes.
Yes. Foreign currency expenses can be recorded and converted into your preferred ledger currency using exchange-rate data.
Use the export command to generate a CSV copy of your expense ledger whenever you need it.
Your personal finance manager
is waiting in your Telegram.
Start logging expenses in seconds. No forms. No spreadsheets. Just chat.